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You can make your Annual Election choices in Benefits Access through November 17. If you want to feel confident in the health plans you select, you’ve come to the right place. This page has an easy-to-follow breakdown of HealthFlex so you can understand your medical, dental and vision coverage options. Then you can get personalized recommendations for plans and health account contributions by using the ALEX® Benefits Counselor automated tool in Benefits Access. Finally, make your elections in Benefits Access.

How HealthFlex Works

What do HealthFlex plans cover? How much will I owe at the doctor? Get answers to these questions and more.

Learn How HealthFlex Works

Health Account Advantages

HSAs, HRAs and FSAs can all save you money, but they do it in different ways. Is a health account right for you?

Learn the Advantages of a Health Account

Dental and Vision

In addition to medical plans, you also can choose between up to three dental plans and three vision plans during AE.

Learn About Dental and Vision Options

Personalized Recommendations

If you understand your choices, then it’s time for the ALEX automated tool. ALEX recommends plans and health account contributions.

Log into Benefits Access to Reach ALEX

Drug Pricing Tool

The tool estimates the cost of your prescription drugs with each plan—and can help you decide if an HSA plan is right for you.

Visit OptumRx Site to Use the Pricing Tool

HSA Plans Webinar

This webinar covers the benefits of medical plans paired with a health savings account (HSA).

Watch the Webinar Recording

HealthFlex Annual Election Webinar: October 26, 2022

Receive tips for making the best choices for your household during Annual Election.


During Annual Election you will select your plans, choose which eligible dependents to cover and elect to contribute to health accounts for 2023. If you don’t make any elections, you will either remain in your current plans or default into the plan chosen by your plan sponsor. You will be notified via e-mail if not making elections will result in you moving to the default plans. If you are making health account contributions in 2022, they will not automatically continue into 2023. You will need to make these elections during Annual Election.

All six HealthFlex medical plans include the same collection of award-winning well-being programs. These programs provide a great way to save—and earn—money. You and your spouse (if covered) can each earn up to $410 in incentives per year 1, 2. There is still time in 2022 to rack up 150 Wellness Credits and earn the $150 reward if you have not already. Learn more about the well-being programs here. Stay tuned for more information about 2023 well-being programs and incentives in January.

If you have questions about your HealthFlex elections or would like to make elections by phone, contact the dedicated Annual Election help line at 1-844-688-1375.

Note: Participation in wellness programs is voluntary.

1 The $410 incentive is in the form of Pulse Cash. Pulse Cash is considered taxable income. Consult your tax advisor.

2 Rewards for participating in a wellness program are available to all HealthFlex participants. If you think you might be unable to meet a standard for a reward under this wellness program, you might qualify for an opportunity to earn the same reward by different means. Contact us at [email protected] and we will work with you (and, if you wish, with your doctor) to find a wellness program with the same reward that is right for you in light of your health status.

Annual Election Resources