Retirement Plan for General Agencies
The RPGA is a 403(b) retirement savings plan funded by your plan sponsor to help you grow your retirement savings. It provides one piece of your overall retirement portfolio, and is designed to be paired with the United Methodist Personal Investment Plan (UMPIP).
The plan is available to lay and clergy employees of United Methodist Church general agencies that sponsor the plan.
RPGA is an account-based plan in which employees can receive two types of contributions.
The first type of contribution is a non-matching contribution. Your general agency will make contributions to your RPGA account every pay period in an amount equal to 8% of your pay if you are scheduled to be, reasonably expected to be or actually employed for at least 1,000 hours per plan year. You don’t have to do anything to receive these contributions in your account—the general agency makes contributions on your behalf.
The second type of contribution is a matching contribution. If you make personal contributions to UMPIP, your plan sponsor will match your contributions up to 2% of your pay and deposit the matching contributions to your RPGA account.
You control how you invest the money in your RPGA account, just like you do with UMPIP. You can invest your RPGA account among Wespath funds or use LifeStage Investment Management to manage the investment of your account.
If RPGA is offered by your plan sponsor as an element of your retirement benefits, you will be automatically enrolled in the plan. You can access information about your retirement accounts online through Benefits Access or call a Wespath Benefits and Investments representative at 1-800-851-2201.
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