Privacy Policy

Throughout this website, "Wespath" refers to Wespath Benefits and Investments, Incorporated in Illinois including its division Wespath Investment Management and its affiliate the UMC Benefit Board Inc.

Wespath respects the privacy of visitors to our websites (Sites). As the custodian of our clients’ data, we are committed to protecting the personal information of our participants and institutional clients. We are honoring that commitment by disclosing here the nature of the limited information that is collected from our websites (,, and and how such information is used.

Information Collected by Wespath

Wespath gathers two types of information about users:

  1. Information that users provide through optional, voluntary submissions. These are voluntary submissions including but not limited to: communicating with Wespath via online forms, requesting materials that require mailing, receiving any electronic newsletters, and from participation in online polls and surveys.
  2. Information Wespath gathers through aggregated tracking information derived mainly by tallying page views throughout the Site(s). This information allows us to better understand our audience's interests and thus tailor our content to readers' needs. Under no circumstances does Wespath divulge any information gathered from our Sites about users to a third party.

Usage Tracking

Wespath tracks user traffic patterns throughout the Sites based upon aggregate server statistics. However, we do not correlate this information with personally identifiable data about individual users. Wespath does break down overall usage statistics according to a user's domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user's browser).

Wespath also tracks and catalogs the search terms users enter in our Search function, but this tracking is never associated with individual users. We use tracking information to determine both the effectiveness of existing content and audience demand for future content. This helps us continue to better our service to visitors and participants.

Service Providers

Wespath uses other companies, agents or contractors ("Service Providers") to enhance security and limit fraud in connection with our participants’ use of the website. In the course of providing such services, these Service Providers may have access to your personal or other information such as device IDs or unique identifiers, device and software characteristics (e.g., type and configuration), connection information, statistics on page views, referral URLs, ad data, IP address and standard web log information. We do not authorize them to use or disclose participant personal information except in connection with providing their services.


We may place a text file called a "cookie" in the browser files of your computer. The cookie itself does not contain personal information, although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. However, the only personal information a cookie can contain is information you voluntarily supply. A cookie cannot read data off your hard disk or read cookie files created by other sites. Wespath may use cookies to track traffic patterns or provide enhanced functionality to the Site.

You can refuse cookies by turning them off in your browser. If you've set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use the Site. However, may need cookies to utilize certain functions within the Site.

Governing Law

This privacy policy forms part of our website Terms and Conditions, and as such shall be governed by and construed in accordance with the laws of the State of Illinois.

What Wespath Does about Children Visiting This Website

We will not knowingly collect information from Site visitors under the age of 13.

Effective Date

This Privacy Policy is Effective as of 7/16/2016.

Questions About Our Privacy Policy

If you have any questions about this privacy policy or concerns about the way Wespath uses personal data, please contact us by calling 1-800-851-2201 or using our online contact form.

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