HealthFlex
Comprehensive health coverage designed to support your care, costs and well-being
Coverage You Can Count On
HealthFlex offers access to national provider networks, making it easier to find care wherever life takes you. This is especially helpful for participants who relocate or travel, as your coverage can move with you.
HealthFlex partners with trusted third-party administrators to deliver medical, prescription drug, mental and behavioral health, dental, vision, and well-being benefits. These partnerships allow HealthFlex to offer broad access to care while maintaining consistent service and support.
Health Plan Selection
If you’re covered by HealthFlex, the specific plan options available to you are determined by your plan sponsor or employer. Some participants may have a choice between several health plan options, while others may be enrolled in a single option. No matter your situation, HealthFlex is designed to provide consistent, comprehensive coverage and support.
HealthFlex offers a broad range of plan options, including:
- Six medical and prescription drug plans, most of which include a health savings account (HSA) or health reimbursement account (HRA) to help offset out-of-pocket expenses
- Three dental plans
- Three vision plans
Some employers use HealthFlex Exchange, a premium credit program, to help manage how they contribute toward the cost of employee health coverage.
Decision Support Tools
Choosing a health plan is an important decision. Wespath offers decision-support tools, such as ALEX Benefits Counselor, to help explain plan features, costs and coverage in plain language. ALEX is especially helpful when multiple plan options are available.
Tax-Advantaged Health Accounts
Tax-advantaged health accounts can help you save money for health care and dependent care expenses by allowing you to use pre-tax dollars for eligible costs. Ask your plan sponsor or employer which of the following may be available with your HealthFlex coverage:
Health Savings Account (HSA)
Available with certain high-deductible health plans, HSAs allow you to save and spend pre-tax dollars on eligible medical expenses. Funds can roll over year to year, and you own the account.
Benefits Focused on Well-Being
Beyond providing health coverage, HealthFlex offers well-being programs that focus on prevention, identifying health risks, and providing support to improve overall well-being.
If you are enrolled in HealthFlex, you will have access to:
- Tools to identify health status and risk
- Health coaching
- Nutritional guidance
- Emotional well-being and stress management tools
- Virtual care and telemedicine
- Healthy habit tracking and activity challenges
- Work-life resources
These programs are meant to help you identify health risks, build healthy routines and improve your overall quality of life.
HealthFlex Resources
HealthFlex Regulatory Notices
Under federal laws and regulations, including the Health Insurance Portability and Accountability Act of 1996 (HIPAA), the Affordable Care Act (ACA) and others, Wespath is required to provide these health care notices to participants in HealthFlex plans.
- Coverage for Reconstructive Surgery Following Mastectomy
- HealthFlex Notice of Privacy Practices
- Medicaid and the Children’s Health Insurance Program (CHIP) Offer Free or Low-Cost Health Coverage to Children and Families
- Medicare Part D Notice of Creditable Coverage
- HealthFlex Notice of Privacy Practices
The information provided here is intended to help you understand your HealthFlex benefits in general terms. It does not replace official plan documents or constitute medical or professional advice. If there is any difference between this information and your plan documents (including the official plan document, summary plan description and benefits booklet), the plan documents govern.