Long-term disability and life insurance for eligible lay and clergy
Local churches and other UMC salary-paying units can adopt any or all UMLifeOptions plans, which are fully insured and underwritten by Unum. Contact your plan sponsor for more information about the plans available to you.
Contact your plan sponsor or call the Wespath Health Team at 1-800-851-2201 (option 2).
Long-Term Disability (LTD) Plan
Lay Life Insurance Plan
Clergy Supplemental Life Insurance Plan
Optional Life Insurance Plan
Long-term disability coverage provides monthly disability income in case an injury, illness or disability makes you unable to work or perform activities of daily living. Premiums are paid by the plan sponsor.
The LTD plan is for lay employees and clergy who are not eligible for the Comprehensive Protection Plan (CPP).
Life insurance helps protect your family’s financial future so they can move forward with confidence after the loss of a loved one. Premiums are paid by the plan sponsor.
This plan is for lay employees and clergy who are not eligible for the CPP.
This supplemental coverage is for participants who are covered by the CPP. Premiums are paid by the plan sponsor.
The plan sponsor defines specific eligibility requirements for active clergy, spouse and dependent children of active clergy and retired clergy.
If you want to purchase additional life insurance for yourself or your family, you may choose to enroll in this voluntary plan. Premiums are paid by the participant. Benefit amounts are selected by the participant.
Active and eligible lay employees enrolled in the UMLifeOptions Insurance Plan are eligible for the Optional Life Insurance Plan.