Comprehensive Protection Plan
Peace of mind for you, and financial security for your family
The Comprehensive Protection Plan provides clergy with protection through death benefits, long-term disability income replacement and other survivor benefits —ensuring you and your loved ones have financial support if life changes unexpectedly.
What is the Comprehensive Protection Plan?
The Comprehensive Protection Plan (CPP) is a core benefit for eligible United Methodist clergy and their families. Its design is two-fold. It helps provide income and security if you become unable to work due to disability. It also provides financial support to your family in the event of your or your dependent’s death.
CPP is self-insured and funded by contributions from your local church, plan sponsor or annual conference and is administered by Wespath.
Who is Covered
You’re generally eligible for CPP if:
- You meet service and compensation criteria, such as a full-time episcopal appointment and plan compensation equal to or greater than a minimum percentage of the Denominational Average Compensation (DAC).
- Plan sponsors may also choose to cover clergy appointed at three-quarter time.
- You are full-time appointed to an entity beyond the local church and that employer sponsors the plan.
Because eligibility rules and compensation thresholds can vary, contact your annual conference or employer for full details about how this plan applies to you.
What CPP Covers
The Comprehensive Protection Plan includes several important protections for you and your family:
If you or your dependents pass away while enrolled in CPP, a benefit is payable to the designated beneficiary.
How This Helps You and Your Family
CPP is meant to give you confidence in your financial foundation—whether you’re actively serving in ministry, preparing for future transitions or planning for your family’s well-being. It does this by helping:
- Maintain income if you’re unable to work due to disability
- Provide financial support to you and your loved ones after a death
- Support educational and survivor needs for dependent children and spouses
Because the plan links directly to your service and compensation, it’s an integral part of your overall benefit picture.
Next Steps
To learn more about your benefits and how CPP applies to you:
- Contact your plan sponsor to confirm eligibility and contribution details.
- Call Wespath with questions or help at 1-800-851-2201.
The Comprehensive Protection Plan offers foundational financial protection for clergy and their families— giving you support today and peace of mind for tomorrow.