More Retirement Plans

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Wespath administers a range of retirement plans designed to support individuals across different denominations and periods of service. Some of these plans remain active today within specific faith communities. While others are legacy pension programs that continue to provide retirement income for participants who earned benefits under earlier structures. Together, these plans reflect Wespath’s long-standing commitment to caring for those who serve, offering continuity, stability, and support across generations of ministry and service.

Additional Retirement Plans

Legacy Plans

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NewLife Personal Investment Plan

A retirement savings plan supporting the African Methodist Episcopal (AME) Church.

The NewLife Personal Investment Plan (NewLife PIP) is an active defined contribution plan available to clergy and employees of AME-affiliated organizations. Participants contribute to their retirement through payroll deductions. All retirement contributions are invested in Wespath-managed funds. Participants are automatically enrolled in LifeStage Investment Management, a professionally managed service that uses key factors like age and risk tolerance to establish a long-term investment strategy. Participants also have the option to self-manage their investments and choose individual investment funds.

As retirement approaches, participants can select from several distribution options based on their needs and circumstances. These options may include LifeStage Retirement Income, installment payments, or lump-sum withdrawals. The plan also accepts eligible rollovers from other qualified retirement accounts, offering flexibility for consolidating retirement savings in one place.

For complete plan details, view the NewLife PIP plan summary → NewLife PIP SPD

View your account information in Benefits Access or call 1-800-851-2201 with questions about your NewLife PIP benefits.

Horizon 401(k) Plan

A retirement savings option for employees of Methodist-related organizations.

The Horizon 401(k) Plan is available to employees of participating organizations that have chosen to offer a 401(k) retirement plan through Wespath. Participants can contribute to the plan on a before-tax or Roth basis. Sponsoring employers may choose to make matching contributions or other employer contributions. Like other Wespath plans, Horizon offers access to values-aligned investment funds and optional support through LifeStage Investment Management.

Check your balance and contribution history in Benefits Access or call 1-800-851-2201 for assistance.

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Clergy Retirement Security Program (CRSP)

A legacy retirement plan that combined lifetime income with account-based savings.

The Clergy Retirement Security Program (CRSP) was a 403(b) retirement plan for eligible clergy of The United Methodist Church. The plan was designed to provide both long-term income and flexibility through two components: a monthly lifetime retirement benefit and an account balance funded by annual conference contributions.

CRSP was available to bishops and full-time clergy appointed to an annual conference, with eligibility for part-time clergy determined by the conference. The lifetime benefit was based on a formula that included years of credited service and the Denominational Average Compensation (DAC), while the account balance grew through contributions and investment performance.

As part of the denomination’s transition to a new retirement plan structure, CRSP was closed at the end of 2026. Benefits earned under the plan were preserved, and account balances and future retirement income are now managed under the current retirement program, depending on plan provisions and participant status.

View your CRSP benefit details and account information in Benefits Access or call 1-800-851-2201 for assistance.

Ministerial Pension Plan (MPP)

A legacy, defined benefit plan for clergy who served The United Methodist Church from 1982–2006.

The Ministerial Pension Plan (MPP) provides retirement benefits for eligible clergy who served between 1982 and 2006. While contributions are no longer made to MPP, participants who earned service during those years retain their MPP account balance, which continues to be invested until benefits are paid.

At retirement, the portion of the MPP account balance required to fund a monthly benefit is converted into a lifetime annuity or through LifeStage Retirement Income, which provides more flexibility. Any remaining balance (if applicable) is available as LifeStage Retirement Income, monthly installments, lump sum or rollover, depending on eligibility rules. Participants who have terminated UMC service may be eligible to begin receiving MPP benefits at age 62.

View your estimated MPP benefits in Benefits Access or call 1-800-851-2201 for assistance.

Pre-82 Plan

The Pre-82 Plan is a legacy, defined benefit retirement plan that provides a lifetime monthly benefit for eligible clergy who served The United Methodist Church before January 1, 1982. The plan was closed to new service after 1981 and was replaced by the Ministerial Pension Plan (MPP).Participants who were vested under the Pre-82 Plan remain eligible to receive benefits.

Eligible participants may begin receiving monthly benefits when they meet the plan’s requirements or may choose to defer the start of payments to a later date. In retirement, benefits are paid as a monthly pension, providing a consistent source of income over a participant’s lifetime.

Review your benefit estimates in Benefits Access or contact 1-800-851-2201 to speak with a representative who can help explain your Pre-82 benefits.

United Methodist Publishing House Pension Plan (UMPH)

A legacy pension plan providing lifetime monthly retirement income.

Hands of aged man holding open Bible and wooden rosary beads during sermon

The United Methodist Publishing House Pension Plan is a defined benefit retirement plan that provides eligible participants with a monthly benefit for life. The benefit is based on a formula that includes final average pay and years of eligible service completed through 2008 while employed by the United Methodist Publishing House.

For some participants, benefits under the plan are secured through a guaranteed annuity contract with MetLife. In these cases, monthly retirement payments are made directly by MetLife. Other eligible participants were offered the option to receive a lump-sum payment representing the actuarial value of their accrued benefit as of June 1, 2021.

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Need Personalized Information?

Benefits Access provides the most accurate, up-to-date information for all your retirement plans—including balances, payment options and estimated benefits.

If you have questions or if you earned service under multiple plans, the Wespath team can help you understand how these plans work together to support your retirement.

Sign in to Benefits Access
Call 1-800-851-2201 for assistance.

Additional Wespath Retirement Plans