HealthFlex Notice of Privacy Practices
Wespath Benefits and Investments (Wespath), on behalf of the HealthFlex Plan, is providing this
Notice of Privacy Practices
, as required every three years, in accordance with federal health privacy regulations under the Health Insurance Portability and Accountability Act of 1996. The Notice describes how the Plan may use and disclose protected health information (PHI) about you, and your rights regarding your PHI.
Notice of Creditable Coverage
You received a Certificate of Creditable Prescription Drug Coverage (“Important Notice About Your Prescription Drug Coverage and Medicare”) from Wespath. Wespath is required by Centers for Medicare and Medicaid Services to provide you with a Certificate of Creditable Prescription Drug Coverage for two purposes: (1) to inform you that the prescription drug coverage provided under HealthFlex is actuarially equivalent or superior to the Medicare Part D benefit, and (2) to provide you proof that you were covered under such an employer group prescription drug plan so that if you should enroll in Medicare Part D at a future date, you will not be subject to any late enrollment penalty in the form of higher Part D premiums.
If you have any questions, please call Wespath at
. Representatives are available from 8:00 a.m. to 6:00 p.m., Central time, Monday through Friday.