Calculators

The following tools are provided for the benefit of our participants. These calculators provide estimates only and are completely based upon user input. Use of these calculators does not constitute financial advice on the part of Wespath Benefits and Investments (Wespath). Calculators are for illustrative purposes only. We do not guarantee that calculations are accurate. Always consult your accountant or a professional advisor before making personal financial decisions.

To calculate pensions at retirement, visit Benefits Access and create a Retirement Benefits Projection.


Savings Account Calculator

This calculator will figure the projected value of a savings account based on an initial balance and investment factors. Enter information in the fields below then press the Calculate button to display the results. Do not enter commas or dollar signs ($) into the "Initial Balance" or "Monthly Deposit" fields.

 

Initial Balance $
Monthly Deposit $
Interest Rate %
Term in Years  
  
Total Amount Invested $
Interest Received $
Total Saved at End of Term $

 

Disclaimer: This calculator is for illustrative purposes only and does not constitute an official estimate of Wespath benefits or financial services.

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Compound Interest Calculator

 

This compound interest calculator will figure the interest and total yields on a principal balance based on user input. Enter a principal amount, the interest rate and the number of years then press the Calculate button to display the results. Do not enter commas or dollar signs ($) into the "Principal" field.

 

Principal Months
1 = .08
2 = .17
3 = .25
4 = .33
5 = .42
6 = .50
7 = .58
8 = .67
9 = .75
10 = .83
11 = .92
Interest Rate
No. of Years
Total Amount
Interest Accrued
   

 

Disclaimer: This calculator is for illustrative purposes only and does not constitute an official estimate of Wespath benefits or financial services.

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Loan Calculator

This loan calculator will figure the monthly payment on a loan based on user input. Enter a loan amount, the number of years and the interest rate then press the Calculate button to display the results. You can select either "Principal & Interest" or "Interest Only" for the repayment type. Do not enter commas or dollar signs ($) into the "Loan Amount" field.

 

Loan Amount $
Term (yrs)
Interest Rate %
Repayment Type
Results:  
Monthly Repayment $

 

Disclaimer: This calculator is for illustrative purposes only and does not constitute an official estimate of Wespath benefits or financial services.

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Loan Amortization Calculator

Enter amounts in the fields below, then click the Amortize button to run the calculator. The resulting display will show the payment schedule of a loan amount based upon your input.

Disclaimer: This calculator is for illustrative purposes only and does not constitute an official estimate of Wespath benefits or financial services.

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Mortgage Refinance Calculator

This calculator will compare the difference between payments on an existing mortgage and a refinanced mortgage. Enter information in the fields below then press the Calculate button to display the results. Do not enter commas or dollar signs ($) into the "Mortgage Amount" or "Closing Cost" fields.

Disclaimer: This calculator is for illustrative purposes only and does not constitute an official estimate of Wespath benefits or financial services. Closing costs often run between 2% and 5% of the cost of the home.

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